Because of the nature of our business, most purchases at Grand are unplanned and/or unbudgeted. Sometimes it’s the result of a desperate situation like a fridge dying after a trip to the grocery or an oven conking out a week before Thanksgiving. Other times it’s a can’t-miss opportunity like 30% off big screen TVs the week before the Super Bowl or a limited time $2000 rebate on kitchen package purchases. In either case, flexible payment options make the purchase a little easier to swallow. That’s why we offer two flexible payments solutions for purchases $599 or more. Both programs offer quick credit decisions and instant access to the products you need or want.
Which plan is right for you? See below for more information.
West Creek Financial is a lease-purchase program.
- 9 out of 10 are approved regardless of your credit history.
- Instead of using credit history, our approvals are based on verification of income, employment and checking account.
The finance company purchases the merchandise for you after which you lease back the items with payments on your pay schedule. Lease payments are 15% of the invoice per month. example: $1,000 invoice = $150/mo payment. The terms of the lease/purchase agreement are for 12 months.
All the customer needs:
- Photo ID
- SSN or Tax ID Number
- Checking Account
- A debit card with at least $40
There is simply a processing fee of $40 which is refundable if the customer chooses not to proceed with financing.
90 Days same as cash – You pay only the invoice amount and the application processing fee within 90 days of the delivery date.
65% buyout option – After 90 days you may own the merchandise outright by simply paying 65% of the balance left on the account.
Up to 12 months same as cash with $0 down!
No matter what you want to buy from us, we can help you with easy financing.Apply In-Store Today!